California large business plans and products

Design high-quality coverage that fits all budgets. Our products for large business include multiple solutions for businesses with 101 or more employees. These affordable plan options and services include the following:

  • Health plans, including consumer-directed health care options
  • Pharmacy services
  • Ancillary products, including vision, dental, hearing, chiropractic, and acupuncture coverage
  • Occupational health services
  • Retiree plans

Use this new product portfolio brochure (PDF) for an overview of Kaiser Permanente’s unique model of coordinated care and coverage. This brochure highlights how we deliver convenient, proactive care that helps keep employees healthy and engaged. It also showcases our mix of products and options that provide maximum value for the investment — along with a simple administrative experience.

Related links: A total solution | 2023-2024 COVID-19 Services Amendment

Complete Suite

Get multiple plan quotes with Complete Suite

Complete Suite offers easy access to a menu of coverage levels, price points, and plan options. Binding quotes on multiple plans for groups of up to 1,000 members are available with a single request to a Kaiser Permanente account representative. All in a matter of minutes. To compare plan designs for all 2024 Complete Suite plans, download our 2024 Complete Suite Plan Comparison Chart (PDF).

Learn more about Complete Suite

Ancillary benefits

Employers can choose from a wide variety of ancillary services that complement Kaiser Permanente’s high-quality, affordable medical offerings. Avoid the hassle of contracting with multiple vendors — this is a total health solution that can meet employees’ health care needs. And unlike most health plans, Kaiser Permanente offers competitive ancillary services that integrate seamlessly with our health care plans.

Current ancillary offerings include vision, dental, hearing, chiropractic, and acupuncture coverage.

Learn more about ancillary benefits

Employee assistance program (EAP) from TELUS Health

TELUS Health’s EAP is designed to encourage your employees’ overall health and well-being by helping them feel supported, guided, connected, and rewarded. Services include immediate access to 24/7 support and counseling, an online library of well-being content, and crisis support.

Learn how you can better support your employees at work

HMO plans

A healthier workforce is within reach with our HMO plans. Members can access high-quality primary and specialty care, plus lab, X-ray, and pharmacy services, often under one roof. There are no deductibles, and copay amounts are known upfront, so members can easily plan for their medical expenses.

Learn more about HMO plans

Deductible plans

We offer a variety of deductible plans to provide more choices at affordable prices — and members still get coverage for preventive services at little or no cost, even before they reach their deductible.

Learn more about deductible plans

Virtual Complete plans

As part of the Complete Suite portfolio, Kaiser Permanente Virtual CompleteTM plans can provide employees with high-quality care that’s both affordable and convenient — helping them stay healthier and more engaged on the job.

Virtual Complete plans offer:

  • $0 virtual care, with access to in-person care when it’s needed
  • Common in-person services offered at a copay
  • Full suite of telehealth capabilities, including phone appointments, video visits, e-visits, email, and online chat with Member Services
  • Same-day/next-day pharmacy deliveries for a fee

Learn more about our Virtual Complete plans

HSA-qualified high deductible health plans (HDHPs)

Lower monthly rates and help control health care costs with an HSA-qualified HDHP HMO. These plans offer comprehensive coverage with preventive services and workforce health solutions that help save money, empower members, and promote long-term health.

Learn more about HSA-qualified HDHP HMOs

Kaiser Permanente Health Payment Accounts

When it comes to health care, businesses need options that give them and their employees flexibility and control over their costs. Our Health Payment Accounts offer a variety of time-saving solutions — including health reimbursement arrangements (HRAs), health savings accounts (HSAs), and flexible spending accounts (FSAs) — and a trusted partner to provide guidance every step of the way.

Learn more about Health Payment Accounts

Point-of-Service (POS) and Preferred Provider Organization (PPO) Choice Product plans

Help employees be healthier and more productive with the flexibility of a single-carrier solution. Choice Product health plans, available through Kaiser Permanente Insurance Company (KPIC),2 are designed to complement our traditional and deductible HMO plans. Employers can choose the HMO and Choice Product plans that meet their business needs while allowing employees the freedom to access quality care from any licensed provider in the country.

Learn more about POS and PPO Choice Product plans

2The HMO Tier of the POS Plan is underwritten by Kaiser Foundation Health Plan, Inc. (KFHP) while the Participating Provider and Non-Participating Provider Tiers of the POS Plan are underwritten by KPIC. KPIC is a subsidiary of KFHP. The Kaiser Permanente PPO Plan is underwritten by KPIC, a subsidiary of KFHP.